Personal Finance Is Simple: You Should Keep It That Way
Last Update Date: 06-10-2026
Published by BW Businessworld
Abhishek Kumar's role: Quoted
Abhishek Kumar said sticking to basics means building an emergency fund and buying term and health insurance early, and that simplicity then comes from investing first, in line with one's risk appetite, and spending the remainder.
More of Abhishek's views on money management
The article applies the keep-it-simple principle to personal finance. It walks through a few basic steps: making a budget, holding an emergency fund, buying life and health cover, and investing before spending. Other advisers quoted also suggest choosing only products that match one's needs and risk profile and that one understands.
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Personal Finance Is Simple: You Should Keep It That Way