RBI holds repo rate steady at 5.25%: What it means for new and existing home loan borrowers
Last Update Date: 05-10-2026
Published by Hindustan Times
Abhishek Kumar's role: Quoted
Abhishek Kumar said buyers should check how a new loan fits their budget and other goals such as retirement, and read prepayment and foreclosure terms so they can clear the debt early if their income rises.
More of Abhishek's views on debt and loans
After the RBI kept the repo rate at 5.25% in April 2026, the article explains what this means for home loan borrowers. It suggests new buyers keep EMIs within 30% to 40% of income and hold an EMI buffer, and that existing borrowers review their loan terms and consider refinancing.
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RBI holds repo rate steady at 5.25%: What it means for new and existing home loan borrowers