RBI’s 50 bps repo rate cut bonanza: Here’s how it will impact homebuyers’ EMIs
Last Update Date: 06-10-2026
Published by Hindustan Times
Abhishek Kumar's role: Quoted
Abhishek Kumar explained that with lower rates a borrower can take a larger loan for the same EMI. He cautioned that undecided buyers should not decide on rates alone, since floating rates can rise, and should check they can afford the EMI through different cycles.
More of Abhishek's views on debt and loans
The article looks at what the RBI's 50 basis point repo rate cut means for home loan borrowers. It explains lower EMIs or shorter tenures for existing loans, how transmission depends on banks cutting lending rates, the effect of the CRR cut, and what undecided buyers should weigh.
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RBI’s 50 bps repo rate cut bonanza: Here’s how it will impact homebuyers’ EMIs