Smart property investment strategies: Key mistakes homebuyers should avoid when purchasing an apartment
Last Update Date: 06-10-2026
Published by Hindustan Times
Abhishek Kumar's role: Quoted
Abhishek Kumar pointed out that one couple's planned EMI would take about 38% of their monthly income, above the 30% guide for housing costs, and suggested they first build an emergency fund of six to 12 months of expenses.
More of Abhishek's views on money management
The article walks through mistakes homebuyers make when buying an apartment in a big city, using case studies of working couples. It covers down payments and loan size, EMIs relative to income, emergency savings, the cost of interiors, and the risk of planning loans on two incomes.
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Smart property investment strategies: Key mistakes homebuyers should avoid when purchasing an apartment