Weather The Storm: Financial Advice for Post-Layoff Recovery
Last Update Date: 06-10-2026
Published by BW Businessworld
Abhishek Kumar's role: Quoted
Abhishek Kumar suggested drawing on fixed deposits first, then debt mutual funds, then partial withdrawals from EPF or PPF, with retirement money tapped after that. He also advised pausing SIPs while using emergency savings and refilling the emergency fund before restarting them.
More of Abhishek's views on money management
The article looks at how households can prepare for and recover from a job loss, citing a survey that found many Indians feel unready for such a shock. It covers keeping an emergency fund, maintaining health cover, trimming discretionary spending, handling loans carefully and treating long-term investments as a last resort.
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Weather The Storm: Financial Advice for Post-Layoff Recovery