Why Gen Z should consider buying a home early: Experts explain how EMIs build discipline and long-term wealth, but caution against buying just because everyone else is
Last Update Date: 06-10-2026
Published by Bhaskar English
Abhishek Kumar's role: Quoted
Abhishek Kumar cautioned first-time buyers against rushing after one-off deals or stretching their finances. A checklist of common mistakes credited to SahajMoney flags strain on savings and the hidden costs and illiquidity of a home.
More of Abhishek's views on debt and loans
The article examines why more young Indians in their twenties and early thirties are buying homes, with property developers arguing that EMIs instil spending discipline and build long-term wealth. It also notes cautions on income stability, emergency savings and keeping EMIs within a share of net income.
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Why Gen Z should consider buying a home early: Experts explain how EMIs build discipline and long-term wealth, but caution against buying just because everyone else is