Why your salary is losing the race against home prices
Last Update Date: 05-10-2026
Published by India Today
Abhishek Kumar's role: Quoted
Abhishek Kumar said a home loan EMI should ideally stay within a third of gross monthly income, and cautioned that many buyers confuse loan eligibility with affordability and drain liquid savings for down payments.
More of Abhishek's views on money management
India Today examines why home prices in many Indian cities have risen faster than salaries. Using PropEquity data and stories of buyers in Gurgaon and a Tier-II city, it looks at price-to-income ratios, heavy EMIs, reliance on family money and the rent-versus-buy question.
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Why your salary is losing the race against home prices