With little job security, well-paid Indians in their 40s are treading a financial tightrope

Last Update Date: 06-10-2026

Published by Mint

Abhishek Kumar's role: Quoted

Abhishek Kumar said people in this age group should invest as much as they can, live within their means and limit liabilities, and suggested reviewing cash flows, keeping EPF records updated and buying base and super top-up health cover separate from employer cover.

Part of a series on the job market, the article follows mid-career Indians who juggle EMIs, children's education and parents' healthcare amid layoffs. It shares how some built buffers through rental income, emergency funds and reskilling, and what advisers suggest for this stage of life.

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With little job security, well-paid Indians in their 40s are treading a financial tightrope

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