Your flat is delayed. Your EMI isn't. What now?
Last Update Date: 05-10-2026
Published by India Today
Abhishek Kumar's role: Quoted
Abhishek Kumar said paying rent and a home loan EMI together can severely strain household cash flow, and that buyers may lose Section 24(b) interest deductions if possession comes after five years. He described a couple who had to halt investments and borrow from relatives.
More of Abhishek's views on debt and loans
The article looks at delayed possession of under-construction homes in India, where lakhs of units remain stalled. It explains buyers' rights under RERA, when to file a complaint, refund and delay-interest options, why stopping EMIs is not advisable, the cost of pre-EMI interest and the documents buyers should keep.
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Your flat is delayed. Your EMI isn't. What now?