Zindagi Na Milegi Dobara's Arjun Saluja taught us to chase FIRE, but how to protect it for 50 years
Last Update Date: 05-10-2026
Published by Mint
Abhishek Kumar's role: Quoted
Abhishek Kumar pointed out that someone retiring at 40 must plan for about 50 years, accounting for inflation, rising healthcare costs and sequence-of-returns risk, and said early retirees need a larger corpus with a lower withdrawal rate.
More of Abhishek's views on money management
Using the example of an investment banker aiming to retire at 40, the article looks at how early retirees can make their corpus last for decades. It discusses lifestyle inflation, why the 4% withdrawal rule may not suit a 50-year retirement, and the case for periodic portfolio rebalancing.
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Zindagi Na Milegi Dobara's Arjun Saluja taught us to chase FIRE, but how to protect it for 50 years