100% equity in NPS to be allowed from October 1, 2025, for these investors
Last Update Date: 06-10-2026
Published by The Economic Times
Abhishek Kumar's role: Quoted
Abhishek Kumar explained that the framework lets pension funds offer multiple customised schemes with equity of up to 100%, removing the earlier 75% cap. He pointed out that charges would rise and said the change could draw more private sector employees to NPS.
More of Abhishek's views on retirement
The article explains PFRDA's multiple scheme framework for non-government NPS subscribers from October 1, 2025. It allows several schemes under one PRAN, including high-risk variants with up to 100% equity, and covers the 15-year vesting period for switching, the higher charge cap, and what happens if a scheme winds up.
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100% equity in NPS to be allowed from October 1, 2025, for these investors