50 and worried about retirement? Here’s how to plan
Last Update Date: 06-10-2026
Published by India Today
Abhishek Kumar's role: Quoted
Abhishek Kumar, in a LinkedIn post the article cites, suggested a 12 to 24 month emergency fund, a corpus about 20% above the estimate, withdrawals below the usual 4% rule, and earning on the side before a layoff.
More of Abhishek's views on retirement
The article sets out steps for people in their 50s worried about their retirement savings lasting. It covers a larger emergency fund, a safety margin over the estimated corpus, more cautious withdrawals, building new skills before a layoff, and focusing on raising income rather than only cutting costs.
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50 and worried about retirement? Here’s how to plan