Access to EPF corpus made easier, but use the facility only in emergencies
Last Update Date: 06-10-2026
Published by Business Standard
Abhishek Kumar's role: Quoted
Abhishek Kumar said the three-category system should cut confusion and claim rejections, but cautioned that easy access may lead members to treat EPF as an emergency fund. He suggested keeping a year's expenses aside separately and choosing partial over full withdrawals.
More of Abhishek's views on retirement
The article explains the EPFO's overhaul of EPF withdrawal rules, which merges 13 provisions into three categories, allows withdrawal of up to the full eligible balance subject to a 25% minimum, raises limits for education and marriage, and lengthens the wait for premature final settlement. It urges members to use the easier access with care.
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Access to EPF corpus made easier, but use the facility only in emergencies