Balanced Life Cycle Fund In NPS: All You Need To Know
Last Update Date: 06-10-2026
Published by BW Businessworld
Abhishek Kumar's role: Quoted
Abhishek Kumar explained where the new fund sits among NPS life cycle options and said it lets subscribers have their equity share adjusted automatically as they grow older.
More of Abhishek's views on retirement
The article explains the Balanced Life Cycle Fund, a new option the pension regulator added to NPS. Equity exposure can stay at up to half the portfolio until age 45 and then tapers towards 35 per cent, sitting between the aggressive and moderate life cycle choices. Commentators discuss how the later shift away from equity may suit younger subscribers.
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Balanced Life Cycle Fund In NPS: All You Need To Know