Do You Really Need Rs 40 Crore To Retire? Here’s The Reality Check
Last Update Date: 06-10-2026
Published by Outlook Money
Abhishek Kumar's role: Quoted
Abhishek Kumar said those quoting very large corpus figures are often also selling the plan to reach them, noted that household spending often falls after retirement, and suggested working out a corpus from expected retirement expenses.
More of Abhishek's views on retirement
The article questions a widely shared claim that a metro professional may need ₹40 crore to retire. It sets out the assumptions behind the figure, how spending often falls after retirement, and assets such as provident fund, gratuity, NPS, PPF and a paid-off home, and urges readers to work out their own number.
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Do You Really Need Rs 40 Crore To Retire? Here’s The Reality Check