Everything you need to know about the new NPS schemes launched by pension managers
Last Update Date: 06-10-2026
Published by Mint
Abhishek Kumar's role: Quoted
Abhishek Kumar said the new schemes have no track record yet and called for care, suggested using the active choice option to set one's own allocation, and said full equity suits only those with high risk appetite and a long horizon.
More of Abhishek's views on retirement
The article explains the new Multiple Schemes Framework in NPS, which lets pension fund managers launch their own schemes with up to full equity exposure and a 15-year vesting period. It covers higher fees, lack of a track record, exit rules and concerns that NPS may become too complex.
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Everything you need to know about the new NPS schemes launched by pension managers