Explained: How to build a debt portfolio for the long term
Abhishek Kumar's role: Quoted
Abhishek Kumar suggested raising EPF contributions to build a long-term debt portfolio meant for retirement, and pointed to gilt funds for medium- to long-term debt holdings and to overnight and liquid funds for short-term needs.
More of Abhishek's views on saving and deposits
Business Insider India explains how to build the debt part of a long-term portfolio. It walks through PPF and its Section 80C limit, voluntary contributions to EPF within the tax-exempt ceiling, debt mutual funds and how their gains are taxed, gilt funds for medium to long horizons, and the Sukanya Samriddhi Yojana for a daughter.