Fixed deposits are boring, but are they the smartest bet right now?
Last Update Date: 06-10-2026
Published by India Today
Abhishek Kumar's role: Quoted
Abhishek Kumar said market volatility is pushing cautious investors towards fixed deposits. He described FDs as a stabilising base that protects capital rather than a growth engine, and suggested spreading deposits across banks and using a laddering approach.
More of Abhishek's views on saving and deposits
The article looks at why fixed deposits are drawing renewed interest as global tensions unsettle markets. It discusses how FDs have compared with equities and gold, deposit insurance at smaller banks, inflation and tax on interest, and the role FDs can play as a stable part of a balanced portfolio.
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Fixed deposits are boring, but are they the smartest bet right now?