How Much Can You Withdraw From EPF If You Leave Employment Within One Year?
Last Update Date: 06-10-2026
Published by Outlook Money
Abhishek Kumar's role: Quoted
Abhishek Kumar explained that someone leaving a job within a year cannot use the regular partial withdrawal categories but can take out 75% under special circumstances while unemployed, with the other 25% held for 12 months.
More of Abhishek's views on retirement
The article explains EPFO's revised withdrawal rules announced in October 2025, under which partial withdrawals need 12 months of service and full withdrawal needs 12 months out of work. It covers what early job leavers can take out, the 25% balance that must stay, and what happens to inactive accounts.
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How Much Can You Withdraw From EPF If You Leave Employment Within One Year?