Interest Rates Likely To Fall, Invest In FDs For Short Term, Ladder Investments

With interest rates expected to fall further in 2025, investing in fixed deposits (FDs) through a short-term laddering strategy can help balance returns and liquidity. By dividing your investment into multiple FDs with staggered maturities, you can regularly access funds while reinvesting at potentially better rates. This approach mitigates reinvestment risk amid rate cuts and ensures steady income, making it a smart option in a declining interest rate environment