Is Aadhaar mandatory for investment in small savings schemes such as Senior Citizen Savings Scheme, PPF, NSC, Sukanya Samriddhi Yojana?
Last Update Date: 06-10-2026
Published by The Times of India
Abhishek Kumar's role: Quoted
Abhishek Kumar said his firm had asked clients to link their Aadhaar and PAN with accounts such as PPF and NSC after the 2023 notification, and most faced no problems. He stressed that skipping this step could hold up maturity payments.
More of Abhishek's views on retirement
The article explains the 2023 Finance Ministry rules requiring Aadhaar details to open small savings accounts such as PPF, SCSS, NSC and Sukanya Samriddhi Yojana. It covers the six-month window for those who have only enrolled for Aadhaar, the PAN requirement triggered by certain balances or transactions, and accounts becoming non-operational if details are missing.
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Is Aadhaar mandatory for investment in small savings schemes such as Senior Citizen Savings Scheme, PPF, NSC, Sukanya Samriddhi Yojana?