Long lock-in, but safe investment: What NPS can do for your financial goals
Last Update Date: 06-10-2026
Published by Business Standard
Abhishek Kumar's role: Quoted
Abhishek Kumar explained that pension fund managers with larger assets charge lower fees under PFRDA rules, and suggested new investors compare fees and returns over five, seven and ten years rather than short periods.
More of Abhishek's views on retirement
The article reviews recent performance across National Pension System equity, corporate bond and government bond schemes, and asks who NPS suits given its long lock-in. It covers tax treatment under the two regimes, a simple equity-debt split, rule-based rebalancing and how to choose a pension fund manager.
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Long lock-in, but safe investment: What NPS can do for your financial goals