New NPS MSF schemes with 100% equity: How to decide if you should invest or stay away
Last Update Date: 05-10-2026
Published by 1 Finance
Abhishek Kumar's role: Quoted
Abhishek Kumar said whether a 100% equity NPS option fits depends on a person's financial personality, retirement goals and timelines, existing equity allocation and how much more exposure they want.
More of Abhishek's views on retirement
The article explains the new NPS Multiple Scheme Framework, which allows schemes with up to 100% equity, a 15-year vesting period and higher fees than common schemes. It discusses volatility, lock-in and switching rules, and who might consider or avoid full equity exposure in NPS.
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New NPS MSF schemes with 100% equity: How to decide if you should invest or stay away