New NPS partial withdrawal rules: How National Pension System rules work, reasons, limits, when to opt for them and more FAQs answered

Last Update Date: 06-10-2026

Published by The Times of India

Abhishek Kumar's role: Quoted

Abhishek Kumar said partial withdrawals from NPS are tax-exempt, and advised keeping a separate emergency fund and adequate health cover so that early withdrawals are not needed.

The Times of India explains the NPS partial withdrawal rules that took effect in February 2024. It covers the 25% limit on own contributions, the permitted reasons, the cap of three withdrawals with gaps between them, the process, tax treatment and when it makes sense to withdraw.

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New NPS partial withdrawal rules: How National Pension System rules work, reasons, limits, when to opt for them and more FAQs answered

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