New PF withdrawal rules draw backlash: From lower retirement corpus to unavailability to withdraw funds during unemployment, experts address all concerns
Last Update Date: 06-10-2026
Published by Bhaskar English
Abhishek Kumar's role: Quoted
Abhishek Kumar said the EPFO might reverse the 12-month rule depending on how employee unions respond, as it has done before, and pointed out that members who rely only on their PF and withdraw it in full before retirement risk a smaller corpus.
More of Abhishek's views on retirement
Bhaskar English reports on the online backlash against changes to EPF withdrawal rules, including a 12-month unemployment condition before a full withdrawal and a new 75% partial withdrawal limit. Advisers discuss the strain on people who lose jobs and the risk that repeated withdrawals shrink retirement savings.
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New PF withdrawal rules draw backlash: From lower retirement corpus to unavailability to withdraw funds during unemployment, experts address all concerns