NPS Swasthya: A Game Changer Or Gap-Filler
Last Update Date: 06-10-2026
Published by Outlook Money
Abhishek Kumar's role: Quoted
Abhishek Kumar explained that NPS Swasthya is a voluntary account separate from the regular NPS, and suggested it can act as a backup to health insurance or as a health fund for those unable to buy cover.
More of Abhishek's views on retirement
The article examines NPS Swasthya, a PFRDA pilot that lets subscribers use a separate, voluntary NPS account for medical expenses, with flexible partial withdrawals and full exit for major treatment. It compares it with the regular NPS and health insurance, and asks whether it suits people who already have cover.
Publisher source
NPS Swasthya: A Game Changer Or Gap-Filler