Planning For Retirement? Why You Should Consider NPS
Last Update Date: 06-10-2026
Published by BW Businessworld
Abhishek Kumar's role: Quoted
Abhishek Kumar said investors should assess their liquidity needs for goals other than retirement before choosing NPS. He noted that NPS is a low-cost route but that partial withdrawals before retirement are restricted, unlike mutual fund redemptions.
More of Abhishek's views on retirement
The article weighs the National Pension System against mutual funds as a way to build a retirement corpus. It explains the active and auto choice options, the age-based caps on equity, the lifecycle fund variants, and the tax deductions on contributions and at maturity. It also notes the limits on accessing NPS money before retirement.
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Planning For Retirement? Why You Should Consider NPS