Planning retirement without kids? Here’s how to make the most of it
Last Update Date: 06-10-2026
Published by Mint
Abhishek Kumar's role: Quoted
Abhishek Kumar said couples without child-related costs find retirement income easier to reach, cautioned that both products lock up capital needed in emergencies, and suggested a planned withdrawal from a mix of equity and debt funds.
More of Abhishek's views on retirement
The article looks at retirement planning for double-income couples without children. It explains joint life annuities, which pay while either spouse is alive, and reverse mortgages, which pay against a home, along with their limits such as inflation, lock-in, high interest and bank conditions.
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Planning retirement without kids? Here’s how to make the most of it