Planning to retire at 40? Here’s what it really takes
Last Update Date: 06-10-2026
Published by India Today
Abhishek Kumar's role: Quoted
Abhishek Kumar said early retirement is possible but very hard, explained that the savings needed rise sharply the earlier one stops working, and suggested a withdrawal rate of 3.5% or lower in India rather than the 4% rule.
More of Abhishek's views on retirement
The article examines whether retiring at 40 is realistic in India and how much people would need to save to do it. It discusses the FIRE movement, the savings rates involved, common mistakes such as underestimating the corpus, and how to plan for healthcare costs, inflation and emergencies.
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Planning to retire at 40? Here’s what it really takes