RBI MPC Repo Rate Cut: Homebuyers should ensure income stability before investing in real estate
Last Update Date: 06-10-2026
Published by Hindustan Times
Abhishek Kumar's role: Quoted
Abhishek Kumar cautioned buyers to look at the stability of their income given the risk of a slowdown and job losses, because a home purchase ties you in for many years.
More of Abhishek's views on saving and deposits
The article looks at the RBI's April 2025 repo rate cut and what it means for home loan EMIs, with worked examples for three loan sizes. It argues that a rate cut alone is no reason to buy a house, and stresses income stability, an EMI within about a third of take-home pay and a financial cushion.
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RBI MPC Repo Rate Cut: Homebuyers should ensure income stability before investing in real estate