Retirement Planning: How to Create a Regular Income Stream Post Retirement
Last Update Date: 06-10-2026
Published by Outlook Money
Abhishek Kumar's role: Quoted
Abhishek Kumar explained a bucket approach that keeps money for later years in a mix of equity and debt, which can help avoid panic selling. He cautioned that the 4 per cent rule may not fit Indian conditions and said a lower withdrawal rate can make a corpus last longer.
More of Abhishek's views on retirement
The article sets out ways to build a regular income after retirement, starting with an adequate corpus. It covers a bucket strategy, annuities for essential expenses, using the 4 per cent withdrawal rule with care, government schemes such as SCSS, systematic withdrawals from debt funds, and setting money aside for health care and emergencies.
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Retirement Planning: How to Create a Regular Income Stream Post Retirement