Rs 5 crore, Rs 12 crore, Rs 40 crore? What retirement means for Indians today
Last Update Date: 05-10-2026
Published by India Today
Abhishek Kumar's role: Quoted
Abhishek Kumar said the ₹40 crore figure holds only under specific assumptions, such as a high-spending metro lifestyle kept up for 30 years. He estimated most urban professionals would need ₹10–20 crore, and suggested starting early and planning in milestones.
More of Abhishek's views on retirement
Prompted by a viral claim that Indians may need ₹40 crore to retire, the writer spoke to people across professions about what retirement means to them. The piece covers their expected corpus figures and plans for health and leisure, and suggests thinking about retirement beyond a single headline number.
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Rs 5 crore, Rs 12 crore, Rs 40 crore? What retirement means for Indians today