Rs 84k monthly or Rs 2.25 crore at once—Which pension plan suits you?
Last Update Date: 06-10-2026
Published by India Today
Abhishek Kumar's role: Quoted
Abhishek Kumar raised the NPS versus UPS question in a LinkedIn post cited by India Today, set out how each scheme pays out, and said the choice depends on comfort with market-linked outcomes.
More of Abhishek's views on retirement
Central government employees had to choose by June 2025 between the National Pension System and the new Unified Pension Scheme, a choice that cannot be reversed. The article compares contributions and payouts under both and frames the decision as one between a fixed pension and a market-linked corpus.
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Rs 84k monthly or Rs 2.25 crore at once—Which pension plan suits you?