Saving By Force? EPFO’s New Rules Divide Experts, Workers
Last Update Date: 06-10-2026
Published by The Core
Abhishek Kumar's role: Quoted
Abhishek Kumar said many people treat their provident fund like a savings account, so retaining 25% is not a bad idea. He welcomed the merged withdrawal categories and noted that money withdrawn in panic after a job loss cannot be put back later.
More of Abhishek's views on retirement
The article examines EPFO's revised withdrawal rules, under which members can withdraw up to 75% of their provident fund balance while 25% is retained, with exceptions. Through the experiences of members, it looks at the debate over forced savings, the simplified withdrawal categories and reduced paperwork.
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Saving By Force? EPFO’s New Rules Divide Experts, Workers