Should you invest your money in an FD at high interest rates now?
Last Update Date: 06-10-2026
Published by Business Insider India
Abhishek Kumar's role: Quoted
Abhishek Kumar said the rate-hike cycle appears to have peaked unless inflation rises again, so people parking debt money for two to three years could consider fixing deposits at today's rates.
More of Abhishek's views on saving and deposits
After the RBI held the repo rate at 6.5% for a seventh straight meeting, the article asks whether savers should lock money into fixed deposits now. It sets out current deposit rates, notes easing retail inflation and expected rate cuts, and explains that cuts would likely lower deposit rates.
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Should you invest your money in an FD at high interest rates now?