These bonds offer tax exemption on long-term capital gains. But are they right for you?
Last Update Date: 06-10-2026
Published by Mint
Abhishek Kumar's role: Quoted
Abhishek Kumar said most people selling property focus on saving tax rather than on investments that fit their goals. He suggested looking beyond the immediate tax saving at long-term growth and portfolio balance.
More of Abhishek's views on saving and deposits
The article examines Section 54EC capital gains bonds, which exempt long-term capital gains if bought within six months of a sale but carry a five-year lock-in. It compares them with paying the tax and putting the balance into other investments, looking at liquidity, tax bracket, horizon and risk appetite.
Publisher source
These bonds offer tax exemption on long-term capital gains. But are they right for you?