Unified Pension Scheme: UPS offers a one-time payout plus assured pension at retirement – here’s how these payments are calculated
Last Update Date: 06-10-2026
Published by Bhaskar English
Abhishek Kumar's role: Quoted
Abhishek Kumar explained that the UPS lump sum equals one-tenth of monthly basic pay plus dearness allowance at retirement for every completed six months of service.
More of Abhishek's views on retirement
The article explains the Unified Pension Scheme for central government employees. It covers who is eligible, how the one-time payout and monthly pension are worked out, the family pension for a surviving spouse, and the contributions made by employees and the government.
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Unified Pension Scheme: UPS offers a one-time payout plus assured pension at retirement – here’s how these payments are calculated