With Higher Interest Rates, Corporate FDs May Seem Attractive, But Know This Before Investing
Last Update Date: 06-10-2026
Published by Outlook Money
Abhishek Kumar's role: Quoted
Abhishek Kumar cautioned against being swayed by higher rates alone, pointed out that corporate deposits lack the ₹5 lakh deposit insurance cover that bank FDs have, and suggested checking the issuer's credit rating.
More of Abhishek's views on saving and deposits
The article explains corporate fixed deposits offered by NBFCs and how they differ from bank deposits. It covers their higher interest rates, the lack of deposit insurance cover, TDS rules, and why credit ratings should be checked, noting they suit those with moderate to high risk tolerance.
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With Higher Interest Rates, Corporate FDs May Seem Attractive, But Know This Before Investing