Risk profiling: the mix that suits you
Services
Risk Profiling
Risk Profiling
How much of your money should be in equity?
Your risk profile answers that, and your plan's asset mix follows from it.
Risk profiling is part of SahajMoney's fee-only financial plan, for a fixed ₹15,000 for the first year, including GST, and is refreshed at every review.
Who this is for
Anyone starting a financial plan with SahajMoney: it is the first step.
Existing clients at each review, because circumstances and attitudes change.
Investors whose current mix came from a rule of thumb or a friend's tip.
Before your plan is built
The result: a risk category with a matching equity–debt range.
Your confirmation: we share the profile and ask you to confirm it before the plan is built on it.
Why it matters
A mix that is too aggressive tempts people to sell in a fall, which locks in the loss. One that is too cautious leaves goals underfunded. The right mix is one you can hold through a bad year.
What it costs and what is included
First year: ₹15,000 per couple, including GST, with your risk profile at the start of your plan.
Renewal: ₹7,500 a year, including GST, with your risk profile refreshed at each of 2 reviews a year. Renewal is optional.
Isn't 100 minus my age enough?
It ignores your income, dependants and goals. Two people of the same age can need very different mixes.
Can my risk profile change?
Yes. A new job, a child or a loan can change the right mix, so we refresh it at every review.
Tailored Financial Advice At a Price You Can Afford!
Speak to SahajMoney® advisor today to achieve your financial goals with confidence.